Payment Controls
We harden payment processes against fraud and build recovery readiness.
Three Pillars of Payment Controls
Effective payment fraud protection requires combining technical, process, and human controls.
Process Controls
Four‑eyes approvals, payment limits and change control.
Technical Controls
SPF/DMARC, treasury/ERP integrations, strong authentication.
People Controls
Call‑backs, verification, training and simulations.
Payment Fraud Threats
Identify and protect against the most common payment frauds.
BEC/CEO Fraud
False payment requests using executive credentials
Vendor Fraud
Vendor banking detail changes and false invoices
Payment System Fraud
ERP and payment system abuse
Social Engineering
Phone fraud and staff manipulation
Control Framework
Comprehensive approach to payment fraud risk management.
Prevention
- Payment limit setting
- Four-eyes principle
- Vendor data locking
- Technical protection
Detection
- Anomaly detection
- Transaction monitoring
- Reporting channels
- Regular reviews
Response
- Payment stopping
- Bank contacts
- Incident investigation
- Authority reporting
Recovery Playbooks
Ready action models for handling payment fraud incidents and recovery.
Payment STOP and bank contacts
Immediate payment stop and bank notification
Incident triage and scoping
Incident scope and impact assessment
Police report and coordination
Authority notification and cooperation
Recovery and improvements
Control strengthening and lessons learned
Ready to harden your payments?
We’ll review risks, controls and recovery capability.